What we think about UnitedHealth Group (UNH)
UnitedHealth Group in Three Words: American Health Insurance
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Background
Minneapolis-based UnitedHealth Group is America's largest private health insurer. It provides insurance coverage for nearly 150 million patients globally and has 350,000 employees.
The company operates primarily in two divisions: UnitedHealthcare (health insurance) and Optum (data analytics and pharmacy services).
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Recent Company Updates
April 17, 2025
UnitedHealth Group's shares are plummeting today based upon lower-than-expected forward guidance for 2025. United's Medicare business is experiencing much higher costs than anticipated, due to patients increasing their usage of hospital and outpatient services.
The company reduced its full-year earnings guidance to between $26 and $26.50 a share, down from its prior projection from January of $29.50 to $30 a share.