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  • A single illuminated loan approval terminal in a vast empty operations floor at night, rows of unoccupied desks receding into darkness
    By Published On: August 25, 2026

    77% of Upstart’s Loans Are Approved Without a Human Ever Seeing Them

    Upstart approves 77% of loans with zero human involvement. CEO Paul Gu explains why that number, not loan volume, is the real asset.

  • A heavy bank vault door standing ajar by only a few inches in a marble lobby, warm light spilling through the narrow gap
    By Published On: August 25, 2026

    Upstart Didn’t Get a Bank Charter. It Got a Very Polite Maybe.

    Upstart received conditional approval to form a national bank in July 2026. Conditional is doing a lot of work in that sentence.

  • A steep ascending walkway emerging from deep shadow toward a lit doorway, the lower steps still lost in darkness
    By Published On: August 25, 2026

    Upstart’s Worst Number Improved 61 Points in One Quarter

    Upstart's secured products ran a negative 35% contribution margin in Q2 2026, up from negative 176%. Management expects breakeven by Q4.

  • An empty executive chair turned toward a wall of monitors displaying dense model output, warm lamplight on an otherwise dark floor
    By Published On: August 25, 2026

    Upstart’s New CEO Built the Robot That Approves Your Loan. Now He Has to Sell It.

    Paul Gu co-founded Upstart in 2012 and ran its technology. In May 2026 he became CEO. What changes when the model-builder runs the company?

  • A soap bubble and a baseball diamond rendered as overlapping translucent forms against a dark background
    By Published On: August 21, 2026

    Is AI Spending a Bubble or the Early Innings? The Poll Came Back a Hung Jury

    Simon Erickson asked investors whether the AI build-out is early innings or a bubble about to pop. The split answer says something useful about how to position for either.

  • A suspension bridge standing firm as storm clouds part to reveal light on the horizon
    By Published On: August 17, 2026

    Upstart Fell on a Riskier Macro. Why Simon Erickson Still Calls It a Strong Buy

    Upstart's own macro index says loan defaults are 60% more likely than average — yet Simon Erickson kept the AI lender a Strong Buy on November 13, 2025. Here's his reasoning.

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    TransMedics’ New “Organs as a Service” Market is Winning the Hearts of Investors

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Free Investing Insights

  • 77% of Upstart’s Loans Are Approved Without a Human Ever Seeing Them

    By Published On: August 25, 2026

    Upstart approves 77% of loans with zero human involvement. CEO Paul Gu explains why that number, not loan volume, is the real asset.

    A single illuminated loan approval terminal in a vast empty operations floor at night, rows of unoccupied desks receding into darkness
  • A heavy bank vault door standing ajar by only a few inches in a marble lobby, warm light spilling through the narrow gap

    Upstart Didn’t Get a Bank Charter. It Got a Very Polite Maybe.

    By Published On: August 25, 2026

    Upstart received conditional approval to form a national bank in July 2026. Conditional is doing a lot of work in that sentence.

  • Upstart’s Worst Number Improved 61 Points in One Quarter

    By Published On: August 25, 2026

    Upstart's secured products ran a negative 35% contribution margin in Q2 2026, up from negative 176%. Management expects breakeven by Q4.

    A steep ascending walkway emerging from deep shadow toward a lit doorway, the lower steps still lost in darkness
  • An empty executive chair turned toward a wall of monitors displaying dense model output, warm lamplight on an otherwise dark floor

    Upstart’s New CEO Built the Robot That Approves Your Loan. Now He Has to Sell It.

    By Published On: August 25, 2026

    Paul Gu co-founded Upstart in 2012 and ran its technology. In May 2026 he became CEO. What changes when the model-builder runs the company?

MOST POPULAR

  • step by step stock investing guide

    TransMedics’ New “Organs as a Service” Market is Winning the Hearts of Investors

    September 30, 2025||
  • 7investing long-term stock recommendations

    United Therapeutics is Leading a Biotech Revolution. Here’s Why it Needs to Be on Your Watchlist.

    September 30, 2025||
  • learn how to invest with 7investing experts

    Why I Bought and then Sold Celsius This Summer

    September 30, 2025||

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Subscribe to get the latest 7investing blogs, guides and industry insight.

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  • A soap bubble and a baseball diamond rendered as overlapping translucent forms against a dark background

    Is AI Spending a Bubble or the Early Innings? The Poll Came Back a Hung Jury

    August 21, 2026||
  • A suspension bridge standing firm as storm clouds part to reveal light on the horizon

    Upstart Fell on a Riskier Macro. Why Simon Erickson Still Calls It a Strong Buy

    August 17, 2026||
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    5 Stocks Simon Erickson Reviewed: 2 Strong Buys and 3 Buys

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